Property Investing In The Uk}

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Property Investing in the UK


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More and more people are putting UK and international property into their portfolio of savings and investments. With property investing comprising a big industry in the UK, it is natural that it is attracting a lot of investors who are on the lookout for great investment opportunities. If you are interested in property investing in the UK, you might want to take a peek at what’s going to be in store for you.

The United Kingdom holds a place as one of the world’s greatest trading powers and is home to the biggest financial center in the world. The country’s economy is the fourth largest in the world. Aside from these facts, here are a few more that make investing in the UK a practical alternative.Rental Property Is Big Business in the UKPurchasing a home today requires enormous financial commitment. With the prices of houses constantly increasing, a lot of young professionals perceive house-buying as next to impossible. They find it difficult to raise adequate capital for a deposit on a property. What becomes the next most viable alternative is renting. This then creates a big opportunity for property investors, who will find the established rental market in the UK an advantage.Low-deposit structure. A lot of new-build properties belong to a low-deposit structure, making it possible for property investors to buy more than one apartment. This allows them to spread the risk factor between units.Buy-to-let schemes are attractive alternatives. Property investors will find that buy-to-let financing is appealing since many schemes allow multiple purchases without the need for additional proof of financial standing. This is because the mortgage is obtained on the value of the property and the rental income rather than the individual making the purchase.More investors are coming in. With high city bonuses house markets are being driven higher as a growing number of people are seeking to invest their money in property which is considered the most secure type of investment. Property investing in the UK is a lucrative endeavour, but if you don’t feel too confident about being able to do it, finding an experienced property investor to guide you would help you get the boost you need. You can find them in property investing web sites, or from friends or relatives who are also in the business.As sometimes word-of-mouth is not enough, you may want to seek more information and advice from other property investors who have invested in the UK. You can do this by joining the, where more experienced property investors are constantly meeting up to discuss all things related to property investing. This is one way of gathering information on the latest and most exclusive investment properties. You can also find resources on different issues related to property purchasing, such as land ownership, legal, infrastructure, rental and management, taxation, and more.The steady and continuing growth of the property market in the UK poses a profitable opportunity for property investors. As long as you are equipped with all the information you need to have to endure in this industry and you keep yourself well-informed, there is no reason why you won’t make it big in this business.Copyright (c) 2008 Parmdeep Vadesha

Parmdeep Vadesha is a property investment expert and founder of the largest community of property entrepreneurs on the web who buy below market value properties from distressed homeowners facing repossession, divorce and bankruptcy. He writes a monthly newsletter for over 70,000 property investors worldwide –

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Property Investing in the UK}

Posted on October 30th 2018 in Financial Services

The Case For Self Certification Loans}

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The Case For Self Certification Loans


Heres a basic scenario thats repeated around the country every day:

You have been renting an apartment for more than a decade. The walls are cracked, the flooring is hideous, and the heater tends to quit working at the most inopportune moments. Black mold has invaded the crevices of your bathtub tile, and you’re not sure whats growing in the corner of your closet floor amidst the dirty shag carpet. However, your landlord has made it perfectly clear that she will not invest money in cosmetic changes or repairs, nor will she allow you to do so on your own.

As a result, you desperately want to move out and stop the renting cycle; however, you are faced with what seems to be a big problem. You work out of your apartment as a self-employed performer. Though you have been able to eke out a living in this artistic field, you don’t exactly have pay stubs and have to declare income on your annual taxes. So how can you entice a financial institution to loan you the amount needed to buy your own place

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This scenario may sound a bit on the dire side, but its actually quite common and can be overcome thanks to self certification loans

Self certification loans are perfect for anyone looking to own his or her own digs, but who is self-employed and therefore without annual income verification from a third-party. Self certification loans allow for those who work for themselves to essentially self declare how much they’ll make annually or how much they expect to make; thus, they don’t need any official pay stubs for a bank or lender to seriously look at them as a borrower.

Of course, some self-employed persons choosing self certification loans do opt to ask for the assistance of a professional accountant or financial planner. This can be money wisely spent, by the way! The accountant or financial planner can basically verify that the borrower is going to most likely make a certain amount of money per year; having a second verifier enables the lending institution to be more confident in issuing self certification loans.

Yes, self certification loans do carry with them higher-than-usual interest rates, but thats understandable. Because the customer is essentially on the hon our system, the financial institution is taking a bit of a risk with self certification loans. Consequently, with risk come higher interest rates.

However, most persons who enjoy borrowing with self certification loans aren’t deterred by the interest rates associated with the self certification loans. They are simply elated to be able to finally own their dream home, apartment, condo, townhouse, or other dwelling!

No, self certification loans aren’t for everyone but they just might be the perfect solution for you. Why not check out self certification loans today The time has never been better, and interest rates are lower than they’ve been in years, thanks to international competition for borrowers. Get on board with self certification loans and become the homeowner youve always wanted to be.

James Copper is a writer for

where you can find out about

self certification loans

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The Case For Self Certification Loans}

Posted on September 17th 2018 in Financial Services

Safety Tips For City Living

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By Richard Armen

Moving to the city can be an exciting adventure, but it can also be intimidating. The fast-paced lifestyle, coupled with the thousands of strangers you meet every day, can make anyone concerned with their safety. Cities do require a few extra precautions, though they are a wonderful place to visit or live. Be sure to understand the risks so that you can enjoy city life to the fullest extent possible.

City dwellers tend to live in tall apartment buildings. Whether you have a doorman or a roommate, or are all by yourself when it comes to looking out for the safety of your abode, there are home security tactics to help you feel at home in your new environment. When you move in, install door and window alarms, no matter which floor of the building you are on. These simple security devices are great for apartment dwellers because they can be taken with you when you move. Change the locks so that you know you’re the only one with the key. If you’ve never lived in a large apartment building before, know that you should be careful who you let into the building.

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Introduce yourself to your neighbors so that you can get to know the area; they will also be more likely to look out for your safety if they know you. Take the time to get to know your new neighborhood; not only can this help you spot potential safety risks, but it’s also one of the joys of exploring a new city. Many people mistakenly believe that city dwellers are less friendly than those in rural or suburban areas, but this is not true. Though there is certainly a different pace of life, people in the city want a safe and friendly neighborhood to live in just like anyone else. If you need help adjusting to your new locale, don’t be afraid to ask.

Many people sell their cars before they move to the city, planning to rely on public transportation. Taking the bus or subway is certainly convenient, though it also exposes you to thousands of strangers every day, some of whom may not have the best intentions in mind. Always carry pepper spray, a stun gun, or a personal alarm, keep a close watch over your belongings, and be aware of those around you so that you can spot suspicious behavior before it becomes an actual threat. Street smarts are a skill that can be acquired as you become accustomed to city life.

Even if you don’t take public transportation, you will be meeting lots of new people. Keeping your safety in mind is crucial no matter where you go, whether you’re alone or with a group of new friends. Date rape, pickpocketers, and muggings are all possibilities in a big city. Use your common sense to avoid them and don’t be afraid to carry self defense devices to protect yourself from threats like these.

Though moving to the city means a big adjustment, it is also a very exciting time. As you get settled into a routine and get to know the city, you will begin to get comfortable. A little extra attention to personal security can help you enjoy your new surroundings as safely as possible.

About the Author: Resist Attack has a full range of


devices to keep you and your family safe. Also check for current specials on a

wireless hidden camera


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Posted on August 12th 2018 in Financial Services

How Can You Stop Repossession?}

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How Can You Stop Repossession?


Freedom Property –

The threat of repossession is a real one to many people. When the economy is good, mortgage lenders are willing to lend many times your salary at low interest rates. If interest rates rise, however, or your experience job loss, sickness, divorce or other circumstances that reduce your income, you could find yourself in mortgage trouble.

Once your mortgage company has started repossession proceedings, its easy to give in and let the court process take its course, but there are ways that you can slow down and even stop the repossession process:

1. Talk to your mortgage company

Even at the last minute, its possible to work out a deal with your mortgage company. Whether its raising additional money to clear your debts, or just agreeing a new payment plan, your mortgage company should be willing to come to an agreement with you. Dont think that because you have been given a date for the courts to consider a repossession order that you dont have time to sort things out.

2. Be prepared

If you do have to go to court, make sure you are fully prepared. Keep copies of all the letters and other correspondence you have had with the mortgage company, work out a detailed daily expenditure that shows where you can save money so that you can begin paying your debts and be ready to explain to the court why you are in payment difficulties in the first place. The court may grant an adjournment or delay the repossession order if you can show that you are prepared to take your financial responsibilities seriously.

3. Seek advice

If you are in danger of losing your home to the mortgage company, then take legal and financial advice to ensure that you are doing everything possible to avoid repossession. A good legal adviser will make sure that the mortgage company is following due process and not making it unreasonably difficult for you to make payments and clear your debts. They can also help you if you need to go to court, explaining the process and making sure that you have all the supporting documentation you need.

A specialist financial adviser can arrange short-notice loans, which can help you to get out of trouble. With just a few days notice and with access to dedicated lenders, they can arrange a loan that allows you to pay off your debts and start afresh. They can also arrange a quick house sale, without the need for estate agents fees or a lengthy sales procedure, which means that you raise the money you need with the minimum hassle.

Freedom Property specialises in helping people who need to sell their house quickly, whatever the reason. Visit their website by clicking

Stop Repossession


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How Can You Stop Repossession?}

Posted on July 11th 2018 in Financial Services

St Louis Mortgage: Loan Modification Not Nearly As Lucrative As A Foreclosure

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By Floyd J. Tapia

Millions of dollars have been enjoyed by numerous companies for simply approving home sales for less than the owed balance. This is also known as a type of short sale.

The United States Treasury department has been paying $1500 for each loan file that is modified. These companies also handle the collection of mortgage payments and requests for assistance.

These companies or servicers can also get $1,000 for each loan modification completion under the government’s modification program and additional stipends over a period of three years if borrowers stay current on their new mortgage payments.

But the problem has become that there will not be enough time nor man power to save the millions of homes where loan payments are in arrears more than 90 days nor do St Louis finance professionals feel there are enough incentives to accomplish this task.

The payouts provided by the Obama administration’s bailout programs don’t come close to what servicers will earn by choosing to foreclose instead.

In fact, “the incentives being offered by the government are small compared to the counter-incentive of foreclosure” so says chief economist Diane Swonk from Mesirow Financial.

Many feel that since the lending industry has its own set of incentives, you can’t tell people to do something that’s not in their best financial interest, especially in an market that is still struggling.

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Now it seems, according to Swonk, that free enterprise even in a downturn economy such as ours can rightfully advocate greed over doing what is morally right and in the best interest of the St Louis mortgage owner.

And yes, this has become a double-edged sword so to say. The second quarter of 2009 showed that modified homeowners has missed at least one loan payment as reported by the Office of the Comptroller of the Currency and the Office of Thrift Supervision.

The statistics go on to show that a total of twenty-four percent of St Louis home loans modified in that same period were 90 days or more overdue.

Some now say that loan modifications do not work while others insist that we need more time to see how this plan unfolds before throwing in the proverbial towel.

Marie McDonnell, owner of Truth in Lending Auditing & Recovery Services in Orleans, Massachusetts suggests that these servicers are not really losing money when a re-default occurs.

If the homeowner fails to meet the terms of their new loan modification and the property isn’t approved for a short sale under the HAFA program, then servicers can proceed with a foreclosure and recoup all their money when the property is sold.

And since there is more money to be made with a foreclosed property, the majority of servicers will go the as many say the immoral route and not help save the homeowner’s property.

Once a loan is 90 days or more overdue, servicers can charge processing and foreclosure fees along with markups for attorneys, appraisers and other associated services.

Keep in mind this does not include any and all monthly late fees that can run as high as 5 percent of the mortgage payment.

Let’s talk about numbers for a moment. A $195,000 home going into foreclosure could bring approximately $11,000 in income for these servicers.

Rumors have it that on the average, servicers can easily make 10 times the amount more than any of the government stipends being offered by simply foreclosing on the house.

The sad thing is mortgage investors will take a loss from a foreclosure or a short sale, but not the servicers. As mentioned earlier, they get paid regardless because they are first in line to be paid from the proceeds of the home sale.

This unfortunate situation was only made worse when politicians rejected new legislation designed to allow bankruptcy judges to reduce mortgage balances and interest rates to help such homeowners.

The provisions know as the ‘cram-down’ law would have allowed judicial modified loans which in essence would have given better terms to the consumer to make it easier to continue with their mortgage payment.

This new legislation would have prevented servicers from using greed and financial gain in deciding who gets a loan modification and who goes into foreclosure. One has to stop and think was there any real hope for stopping this mortgage crisis in the first place.

About the Author: When a consumer wants to know more about a St Louis mortgage home loan, they visit Floyd J. Tapia’s site at for a business or commercial refinancing loan. And to choose the best St Louis refinancing loan, you can also give Floyd a call at 314-334-0210 or 877-334-0210.


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Posted on May 28th 2018 in Financial Services

Small Business Loans: Tips For Obtaining A Small Business Loan

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By Dee Power

When a small business needs capital, a small business loan from a bank comes first to mind. Banks want to lend to companies that have a record of profitable operations, that generate cash flow sufficient to repay the loan, and that have enough collateral or assets to secure the loan. A clean credit record for both the company and the principals of the company is mandatory; few late payments, and no bankruptcies or foreclosures.

Most start-up companies do not quality for traditional bank financing unless the founder has the personal net worth and income to guarantee the loan. The loan then is a really a personal loan to the founder rather than a business loan.

Check with the bank that you have your business accounts with for the person who handles commercial or business loans. You will be asked to provide financial statements for both you and your company for the last several years as well as tax returns. You may also be asked to provide documentation as to the accounts you have, both personal and business. A business plan will be required and you will most likely have to complete the bank’s own loan package.

You will have to personally guarantee the business loan, which means any and all assets you have will be pledged to pay off the loan if your business doesn’t. If you live in a community property state, your spouse must also personally guarantee the loan.

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First Tip: The acquisition of a bank loan takes time, as with any form of financing. Begin the process of finding a loan several months, at least, in advance of when your company needs the capital.

Second Tip: In looking for a bank loan, you are really approaching a vendor (the bank) to see if you want to buy his product (money). Don’t approach the situation like a starving peasant who desperately needs food (funds) to stay alive. The bank needs you or it has no revenue (except of course for the exorbitant amount of interest it earns on VISA cards).

Cash (flow) Is King

Before approaching a banker about a loan, it is imperative to prepare a detailed cash flow forecast to determine how much capital you need, and how and when the loan will be repaid. To the banker, the cash flow forecasts–and historical financial statements–are extremely critical. The venture capitalist has lofty goals for his relationship with your company–to earn a fantastic rate of return over a variable length of time. He may cash out of the business in 3 years, maybe 5, but in any case, he wants to create great wealth out of his participation in your company. The banker has more modest goals–to get his money back with a specified rate of interest–but he is much more concerned about timing–getting the interest and principal back from you at prearranged points in time–and in protecting his original investment. The banker, too, responds to forecasts that are realistic and containing detailed assumptions. Just as the venture capitalist tires of reading Business Plans with ridiculous or unsubstantiated projections, the banker appreciates well-thought out numbers grounded in reality.

Tell The Banker About Your Business

You also must prepare a Business Plan-type profile on your company to enable the banker to better understand your business. The Business Plan is your marketing tool again, just as it was with the venture capitalist. It also shows the banker your ability to plan and organize your company–skills that will enhance your ability to pay him back.

Follow these tips and you’ll be successful in obtaining a small business loan.

About the Author: Dee Power is the author of several nonfiction books. Interested in learning more about

obtaining a loan?

If you’re looking for a loan, you need a

business plan

. On a lighter note check out Dee’s website

Party Ideas for Kids


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Posted on May 10th 2018 in Financial Services

Commercial Ice Makers And How To Use Them In High Volume Settings

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By Maxx Johnson

There are several types of commercial ice makers used in high volume commercial settings. There are some which require no permanent installation, no drainage required and ice is made in under ten minutes. Now there is a type that will produce ice in as little as six minutes; it can make up to three different types of ice cubes. The sizes and makes up to twenty-eight pounds of ice per day. Another good commercial ice machine which has a front venting for built in or free standing use and there is no drainage required on this unit as well. It has an auto shut off when the ice bin is full.

Portable commercial ice makers not only will enable you to make ice almost anywhere, but it can also select the ice cube size; small, medium, or large depending on your preference. This piece of equipment does not require any draining and ice that is not used is recycled into more fresh ice.

Commercial ice makers are a valuable investment for any business. Ice cube machines are great for many different uses around a restaurant, resort, country club or golf course. Cube ice makers are built to accommodate vast amounts of production capacities and are available in either self containers or remote condensing systems.

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There are also commercial ice makers that are great for use in seafood and meat markets. The ice is unique in the fact that it fills in the areas around the produce unlike cubed ice. Then there is a nugget ice machine which is highly desirable for beverages. It is a very soft ice and delicious ice that can be chewed on. Nugget ice is a great way to improve any existing soft drink station. Ice merchandising units are perfect for vending bagged ice. Ice merchandisers are great in convenience stores, liquor stores, fast food restaurants and markets.

Air cooled commercial ice makers are more energy and water efficient than water cooled ice machines and as a result of high technologies, they can conserve energy and water. The main advantage of water cooled ice machines is that the water cools down the ice machine much faster than an air cooler ice machine. It is less noisy and it can be used in extremely hot conditions. Remote condensers effectively disperse heat away from the ice machine to some where out side of its location. Remote condensers process increases ice making production and decreases air temperature around the ice maker.

These are all very important facts to take into consideration when you are investing in a commercial ice maker. Once again, you want to take your energy cost into consideration, so your utility bills will not be so high and a profit will be able to be made. There has been many different commercial ice machines mentioned, that it is important to do your own research to see which commercial ice machine will work best for you.

As you can see there are many options that are perfect for the food industry and restaurants. The best part is using them in your restaurant. It will be money well spent when you can proudly employ your investment.

About the Author: Max Johnson of VGS Golf Learn more about

Commercial Ice Machines

. Read useful articles on

Commercial Ice Makers



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Posted on March 29th 2018 in Financial Services

Can’t Qualify For A New Mortgage? Try A Loan Modification

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By Bill Baskin

2 years ago, I decided to take out an adjustable rate mortgage on my Florida home as the Mortgage Broker convinced me this was the best financial instrument given my goals and cash flow position. I had only planned to be in the home for a short 3-4 year period, so the lower payment made sense at the time. I was assured I could refinance beforethe rate adjusted upwards if I decided not to sell my house. As time passed and my house did not sell due to slowing market conditions and declining values, my adjustable rate mortgage got closer to resetting to a new higher rate, I went out and started searching for the new perfect loan. Instead of a new loan, all I received was a shock. I could not qualify for a new loan!

Despite having perfect credit with an 800+ FICO score and even 30% equity in my home, as a self employed businessman I am unable to fully document my income to meet the new home loan underwriting guidelines so i was told. I have come to learn that even an ideal borrower like myself who has never missed paying a bill, has perfect credit, can’t qualify for a new mortgage in the current credit environment. As such, I’m now stuck in my adjustable rate mortgage that has now reset twice and my back is against the wall. I approached my lender hoping they would understand my situation and be sensitive to the fact my mortgage rate has gone up while my income has going down and leverage my good payment history with them. I made what I felt was a very strong appeal to the loss mitigation department of my lender, but after several months of negotiations with them I got nowhere. It was then that I stumbled upon, a loan modification law firm.

After speaking with Greg one of the Case Managers at Consumer Debt Advocate, they were able to complete a financial analysis of my situation and determine that my loss of income due to economic conditions that have impacted my take home pay was indeed a true hardship that qualified me for loan modification help. I was also told that although my debt to income currently was not enough to qualify me for my current mortgage payment under my lenders own underwriting guidelines, I was still given this loan by the lender. After the CDA attorneys put my lender on notice that I was represented by Counsel, my lender became much more willing to address my case. We even came to find out by requesting my original loan documents that the mortgage broker I got my loan through inflated my income level without my knowledge, to get me to meet the qualifications in the stated income loan I acquired.

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After speaking with my new CDA Attorney Marc Bonanni, he completed a financial analysis and predatory lending review of my situtation over the next week, and reviewed my case with me prior to submitting it to my lender. In some ways, the process was very much like applying for a new mortgage but without the gamesmanship. Everything was handled very professionally and I came away with a lot of knowledge about how things really work on the lending side. After 45 days of haggling with my lender, Attorney Bonanni was able to get my rate lowered by 2.5% to a new 6% 30 year fixed rate loan and I can now afford to make my payments and not go late on my mortgage.

I would imagine many people out there are in the same boat I was in or worse in regards to their adjusting mortgage rate and who need help avoiding foreclosure by modifying their loan. Go out and do your research and make sure you are hiring an attorney, not the same mortgage broker who put you into that bad loan as there are many non attorney companies calling themselves ‘Attorney based’ or “Attorney Backed’ that are fronts for unscrupulous mortgage brokers looking to make a quick buck I found out. After shuffling through the websites of several companies I retained a legitimate loan modification attorney and had tremendous success with him negotiating my mortgage to a new payment I could afford.

About the Author: Bill Baskin is a nationally recognized expert on Mortgage, Credit, Automotive, and Debt topics, having been a quoted source on a variety of newspaper, radio, and television pieces. He currently writes for on consumer education pieces.


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Posted on November 20th 2017 in Financial Services

Baselining Stress Testing Performance Testing Oh My Part Two Testing

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By Barry Koplowitz

This article is also available as a Podcast on “The ROOT Cause” available on iTunes. Written and Narrated by Barry Koplowitz.

This is the second of two articles discussing the topic of Test Environments and Testing Practices. The first one, “Baselining–Stress Testing–Performance Testing–Oh My–Part One–Environments,” focused on proper testing environment design. This article is focused on what you do with them once they have been created–

Network and Application Testing.

When one is performance testing, what is REALLY being tested? Is it the Application, the Network, the Desktop, the WAN? Having done a performance test of one, do you then know something about the others? Not really.

What is the difference between Stress Testing, Load Testing and Baselining? Are they just different ways to say the same thing? No.

What, if any, is the consequence of using these terms interchangeably? After all, we all know what we mean–don’t we? It is common for various teams that are really trying to cooperate with each other to founder. Sometimes it is because they thought that they had all agreed with each other–but discovered that each of them had a very


understanding of what is was to which they had all agreed. Semantics matter. This is not limited to IT by any means, yet, this article is focused on IT–one very specific part of IT, namely the processes used by IT to Test Performance.


Baseline Testing

: Focus is on how long a single transaction, or set of transactions, take for a normal user during normal conditions.

Only a single user is tested. Best if can be done SAFELY during production hours. After all, that is when users will experience any issues. A baseline that tells how the transaction functions under ideal conditions will only make any production environment seem too slow.

– Test from each satellite location (if applicable).

– Use a Packet- Sniffer running locally to the test user. Something like Wireshark running on the

host PC–


using live test users.

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– A packet-sniffer like WireShark listening to a port mirror in a switch in front of the device running the script–


using a form of virtual user.

– Capture the transaction while testing.

– Save capture, test again.

BESTline Testing:


Our Term

), describes a test that is performed to determine the best possible time an application can be reasonably expected to provide.

– Attempts to eliminate all non-application issues such as the Network and WAN.

– Use workstation most local to first tier servers

– If possible, relocate switch port for workstation onto the same ASIC.

– If possible, recreate the second and other tiers, as locally to the first tier as possible.

Application Profiling:

Provides a packet level and protocol level description of what is taking place with an application–across a network wire.

– How many TCP connections are used?

– What is the nature of the communication at the packet level?

– Many small connections or a few large connections?

– What form of SMB is used?

– What is the size of the files it ‘must’ transport such as DLLs, EXEs, Java Applets, etc.

– What are the size of required Cookies and Tokens?

– HTTP usage For example, POST or GET? etc.

– URLs

– May also result in an Interpath Application Flow Diagram.

Application Profiling will be the topic of a dedicated article/podcast soon.

Performance Testing:

Focus is on DEV, QA, or UAT.

Stress Testing:

Attempts to see how much a system can handle before the system degrades below acceptable parameters or fails. Utilizes simulated users generated by a tool such as LoadRunner or some other tool that generates virtual users.

Load Testing:

Different than Stress Testing in that it attempts to induce

Minimal Load

. Steered towards a specific target

based on a Capacity Planning goal.

Single Transactional Testing:

Attempts to see exactly what is happening in a transaction from the packet level.

– May involve many monitoring locations along the application’s pathway.

– Requires in-depth packet analysis, but provides the best possible vision of how the application is performing the transaction(s) in question.

If one team is planning a Stress Test, but calling it a Baseline Test– would it matter? Well, do they intend to try it in PROD? Ouch! You probably wouldn’t want any kind of load in PROD. What if they really meant Baseline, but said Stress Test? While their actions would be safe, someone would jump up on a chair and say, “Stop!” That could damage team rapport and cause long and unnecessary delays.

Creating valid testing environments and then designing appropriate test plans are critical to creating stable architecture and applications. Many IT organizations of all sizes do not have what they need in this regard.

What about a real lab? Do you do any form of

Device Certification

on new load balancers, or WAN Optimizers, or Switches, or Routers, or Firewalls, or NIDS, or other Testing Tools themselves? Accurate testing, (accurate being the key word here) is far less common than it should be.

Of course, now you have another question. What about

Capacity Planning?

About the Author: Barry Koplowitz founded

Interpath Technologies Corporation

in 1999. He was an instructor for Network General and NAI traveling around the USA teaching for Sniffer University and is a executive consultant to large enterprise environments in the area of Processes-Network/Application Analysis and Troubleshooting. He is the writer and host of

The ROOT Cause



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Posted on October 12th 2017 in Financial Services